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Mortgage Giants Moving Toward Alternative Credit Scoring

Apr 24, 2026

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3 min read

Mortgage Giants Moving Toward Alternative Credit Scoring

Fannie Mae and Freddie Mac expand credit scoring to include rent and utility payments, potentially widening mortgage access for borrowers with limited credit history.

Tyler Flores
Tyler Flores

Credit

+1

Why Lower Rates Don’t Feel Easier Yet

Jan 13, 2026

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4 min read

Why Lower Rates Don’t Feel Easier Yet

Policy has eased, but money hasn’t gotten easy.

Shortlysts
Shortlysts

Trump

+2

Trump Floats A 10% Cap On Credit Card Interest

Jan 12, 2026

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5 min read

Trump Floats A 10% Cap On Credit Card Interest

A proposed 10% cap on credit card interest rates sparks debate over debt relief, credit access, and the extent to which the government should step into consumer finance.

Tyler Flores
Tyler Flores

Credit

Why Credit Is Getting Harder to Access

Jan 9, 2026

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4 min read

Why Credit Is Getting Harder to Access

Lending hasn’t frozen — but the bar is rising.

Shortlysts
Shortlysts
Shortlysts

Shortlysts

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